All drivers in Alberta are required to have insurance in case they cause an accident. There are a few who do not, and they usually don't have the money to pay for the personal injuries they have caused. Sometimes the guilty driver flees the scene of the accident, and the injured victim doesn't know who to sue.

The Motor Vehicle Accident Claims Act protects those victims by ensuring they have recourse to claim against uninsured motorists for their personal injuries.

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The Court of Queen's Bench has recently ruled the minor injury regulation under the Insurance Act is unconstitutional. Government is currently reviewing that decision. In the interim, should you have a question, please call the Insurance Regulations and Market Conduct branch of Alberta Finance at 780-427-8322.

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